Privacy Policies

National Benefit Plans is committed to your online security and privacy. Keeping member information secure is a top priority at National Benefit Plans. This document spells out our privacy policy and how we protect and use the data that you provide us for membership in the Safety Nets Plus program.

Your Personal Information.
The personal information members provide us is collected solely for the purpose of providing members and their dependents (if applicable) with the National Benefit Plans services and benefits. This information is protected by National Benefit Plans by maintaining physical, electronic and procedural safeguards.

Personal information we collect about you comes from one or more of the following sources: paper application, faxed application, and web application. Personal information collected includes, but is not limited to: name, address, city, state, zip, telephone numbers, date of birth, gender, dependent name, dependent gender, dependent date of birth, dependent relationship, beneficiary name, birth, gender, bank account information, or credit card information.

We may disclose any or all of this information based on business need only, to our affiliates, service providers, third party service providers, provider networks and other suppliers of products and services to National Benefit Plans.

National Benefit Plans will maintain member information even after membership is terminated for any reason. This information will be protected in the same manner as that of an active member. A member may request in writing at any time, after discontinuing the membership to remove the information from our file.

Sharing Your Personal Information with National Benefit Plans affiliates and Service Providers.
We will share member information with its National Benefit Plans affiliates, administrator, related companies and service providers to the extent it is necessary to provide and manage benefits for the member or their dependents. Unless otherwise required by law, National Benefit Plans will not share with these parties any information that it collected that is not needed by these parties to provide the benefits to the member or their dependents. These organizations are not authorized to use member information for any purposes other than for National Benefit Plans business.

Sharing information with Third Parties or Service Providers not affiliated with National Benefit Plans.
We will not reveal member information to any external organizations (other than affiliates and service providers mentioned above), unless the member specifically authorizes us to do so or as required by law.

National Benefit Plans Commitment to Members.
Keeping our member information secure and using it only as needed for business reasons to provide services to our members is a top priority to National Benefit Plans. We will safeguard, according to strict standards of security and confidentiality, any information provided to us by our members. We will permit only authorized employees who are trained in the proper handling of member information to have access to that information. Employees who violate our Privacy Policies will be subject to our normal disciplinary process.

A cookie is a piece of data stored on the user's computer tied to information about the user. We use session ID cookies and persistent cookies. Once users close the browser, the session ID cookie simply terminates. A persistent cookie is a small text file stored on the user's hard drive for an extended period of time. Persistent cookies can be removed by following Internet browser help file directions.

This web site takes precautions to protect our users' information. When users submit sensitive information via the web site, their information is protected online by the best encryption software in the industry SSL.

SSL Encryption

Digital certificates encrypt data using Secure Sockets Layer (SSL) technology, the industry-standard method for protecting web communications developed by Netscape Communications Corporation. The SSL security protocol provides data encryption, server authentication, and message integrity. Because SSL is built into all major browsers and web servers, simply installing a digital certificate turns on their SSL capabilities. SSL comes in two strengths, 40-bit and 128-bit, which refer to the length of the "session key" generated by every encrypted transaction. The longer the key, the more difficult it is to break the encryption code. Most browsers support 40-bit SSL sessions, and the latest browsers enable users to encrypt transactions in 256-bit sessions - trillions of times stronger than 40-bit sessions. Our web site supports 256-bit sessions.